Party time will always be a part of people’s lives. Regardless of recession and the lack of jobs, people will still be meeting with friends and sharing meals together. Furthermore, birthdays and anniversaries, and the occasional wedding will still be rolling in. People think they can save money by doing everything on their own and not hiring a party planner, but those who have attempted this ended up bone tired and unable to attend their own party. Hiring a party planner is cost effective, particularly if she’s efficient, but how does one come up with the money to pay for the service?

Here are some tips on how you can save cash by eliminating day to day incidentals:

1. Bring a thermos flask to work and drink only home-brewed coffee instead of purchasing breakfast on the way to work or that cup of coffee at a famous coffee shop. Bake some biscuits over the weekend so that you have your instant breakfast every single day of the week.

2. Check out economy outlets to purchase clothing. Your good taste and style matters more than the brand.

3. Always create a shopping list before you go to the supermarket so that you won’t buy things you don’t need.  Some people forget their budget when presented with “deals” at the supermarket, and they cannot stick with the things they can afford.  Always do your grocery shopping after a full meal at home, and never when you are famished!

4. Keep a well-maintained car to keep repair costs down. Make sure to always be on the lookout for the cheapest auto insurance in the market.

5. Sign up for your local pharmacy’s newsletters to be alerted when they have discounts on prescription medicines.

6. Always have a cookie inside your bag, and vow to eat it later that day when you feel like buying snacks from vending machines.

7. Cancel your gym membership and workout at home. Also, don’t join gyms that encourage you to stay dependent on their service.

8. Make sure you have sufficient funds for writing checks.  Bounced checks cost a lot of cash.